Disaster Recovery Loan

The Disaster Recovery Loan is available to farmers for damage due to high winds, hail, tornado, floods, or excessive rainfall or snowfall. These funds are for recovery expenses not covered by insurance. This low interest loan can be used to help clean up, repair, or replace farm structures and septic and water systems, as well as replace seed, other crop inputs, feed, and livestock.

Restructure II Loan

The Restructure II Loan program helps farmers who remain in good credit standing with their local agricultural lender, but are having trouble with cash flow due to adverse events. Only debt of an agricultural nature is eligible for refinancing.

Livestock Equipment Loan

The Livestock Equipment Loan program helps farmers finance the purchase of livestock-related equipment. Loans may be used for the acquisition of equipment for animal housing, confinement, animal feeding, milk production, and waste management.

Livestock Expansion Loan

The Livestock Expansion Loan program helps finance the construction of state-of-the-art facilities for livestock farmers. Livestock expansion means improvements to a livestock operation, including the purchase and construction or installation of improvements to land, buildings, and other permanent structures, including equipment incorporated in or permanently affixed to the land, buildings or structures, which are useful for and intended to be used for the purpose of raising livestock. The purchase of livestock is NOT an eligible purpose for this program.

Dairy Assistance, Investment, and Relief Initiative

The Dairy Assistance, Investment, and Relief Initiative (DAIRI) program provides financial assistance to small- to medium-sized dairy operations that participate in the USDA Farm Service Agency’s Dairy Margin Coverage (DMC) program.

Dairy Business Planning Grant

The Dairy Business Planning Grant covers 50% of the cost to create a business plan for a dairy farm. Grants can be used to evaluate the feasibility of any changes to your farm, including farm transition. It can also be used to pay for stray voltage testing.

Ag Improvement Loan

The Ag Improvement Loan program assists eligible farmers in financing capital improvements to their farming operation to improve production, efficiency, and increase farm income. Agricultural improvements mean improvements to a farm, including the purchase and construction or installation of improvements to land, buildings and other permanent structures. This includes equipment incorporated in or permanently affixed to the land, buildings, or structures which are useful for and intended to be used for the purpose of farming. For this program, agricultural improvements also includes wind energy conversion facilities with an output capacity of one megawatt or less.

AgBMP Loan

The AgBMP Loan program provides low-interest loans up to $200,000 for projects such as manure storage facilities, tillage equipment, and run-off reduction that utilize agricultural best management practices to improve or maintain good water quality. Loans may be issued for up to ten years and 3 percent interest.