Minnesota Department of Agriculture logo MDA header picture collage
Agriculture Best Management Practices (BMP) Loan Program

The AgBMP Loan Program is a water quality program that provides low interest loans to farmers, rural landowners, and agriculture supply businesses. The purpose is to encourage agricultural Best Management Practices that prevent or reduce runoff from feedlots, farm fields and other pollution problems identified by the county in local water plans.

View a map of AgBMP Loan County Contacts and Lenders

 

Gabions are wire baskets filled with large stones that are used to stabilize shores and prevent erosion. Photo courtesy of the USDA NRCS Borrower
The borrower proposes a project to the local county. If the borrower meets state eligibility requirements and the project addresses local water quality priorities, the county approves the project and assists them in locating a cooperating banker.
Manure management planning. Photo courtesy USDA NRCS. Local Government
The projects are managed through local Soil and Water Conservation Districts or County Environmental Offices.
Nutrient management requires keeping and using good records. Photo Karl Hakanson. Lender
The local banker evaluates the financial aspects of the project. With approval of county and local bank, the project is implemented. Once the project is complete, funds are sent from the Minnesota Department of Agriculture to the local bank and the loan is drawn up between the local bank and borrower.
A pair of wood ducks resting on a nest box. Photo courtesy of Keith Carlson. Funding Allocation and Environmental Benefits
Since 1995, a total of $51 million has been made available through the federal Clean Water Act and the Minnesota Legislature, funding over 10,000 projects.

MDA Contact

AgBMP Loan Program
AgBMP.Loans@state.mn.us ~ 651-201-6618

Dwight Wilcox, Program Administrator
Dwight.Wilcox@state.mn.us ~ 1-800-967-2474 or 651-201-6618

David L. Miller, Assistant Program Administrator
David.L.Miller@state.mn.us ~ 651-201-6609
Finance & Budget Division