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Home > All About the MDA > Minnesota Farmer Assistance Network > LSS Financial Counseling Service (FCS)

Lutheran Social Service (LSS) Financial Counseling Service (FCS)


Lutheran Social Service (LSS) Financial Counseling Service (FCS)
1-888-577-2227 Appointment Line

Who We Are

  • LSS Financial Counseling Service (FCS) is a Consumer Credit Counseling Service (CCCS) serving all people regardless of race, creed, religion, national origin, sex, sexual orientation, disability or age. 
  • LSS FCS began in 1987 and now we are the largest provider of full-service, community-based financial counseling and financial education in Minnesota.
  • LSS FCS is a member agency of the National Foundation for Credit Counseling (NFCC) which is the “gold standard” for reputable debt management plans and debt counseling.
  • Our counselors receive significant training and are certified in credit counseling, housing counseling, foreclosure prevention, and reverse mortgage counseling.  

What We Do

  1. Budget and debt counseling
  2. Debt Management Plans
  3. Credit report review
  4. Counselor on call phone coaching
  5. Pre filing bankruptcy counseling
  6. Pre discharge bankruptcy education
  7. Housing counselor on call
  8. Foreclosure prevention counseling
  9. Reverse mortgage counseling
  10. Pre purchase mortgage counseling
  11. Post purchase mortgage counseling
  12. Community financial education

Locations and hours

  • Mankato, Willmar, St Cloud, Brainerd, Duluth, Eveleth, and Superior, WI
  • Minneapolis, St Paul Hopkins, University of Minnesota, St Catherine University
  • Mon-Fri from 8:00-5:00 with some evening and Saturday hours