The AgBMP Loan Program allows local governments the flexibility needed to address specific local water quality concerns. A revolving loan account is assigned to each participating local government.
These funds can be used for low interest loans, issued by participating lenders(map) , to finance projects that address those water quality concerns. Although a single government unit acts as the representative for the entire county, loans can be issued to solve any water quality problem in the county’s geographic area regardless of the county office that identifies the problem. Since all counties in Minnesota have funds allocated, any local government unit, such as a watershed districts, water management organization, county health department, and drainage authority can contact the local office administering the program (link to map) or the AgBMP Loan Program at the address listed on this page. This program works because of the cooperation of all local water managers to identify and solve pollution problems.
The program is run locally through the local Soil and Water Conservation District or County Environmental Office. The borrower proposes a project to the local county. If the borrower meets state eligibility requirements and the project addresses local water quality priorities, the county may approve the project and refer it to a cooperating lender, who evaluates the borrowers credit worthiness and services the loan.
The Local Government helps farmers, agriculture supply business and landowners identify problems and find solutions to water quality issues faced by rural Minnesota.
The AgBMP Loan Program, part of the Minnesota Department of Agriculture Finance and Budget Division, works with counties, Soil and Water Conservation Districts (SWCDs) and local water planners to identify current and future financial needs, modifying the program to meet changing trends in agriculture and rural Minnesota.
Septic Systems and Wells:
AgBMP Loan Program
AgBMP.Loans@state.mn.us ~ 651-201-6618
Dwight Wilcox, Program Administrator
Dwight.Wilcox@state.mn.us ~ 1-800-967-2474 or 651-201-6618
Richard Gruenes, Program Administrator
Finance & Budget Division
Minnesota Department of Agriculture (MDA), 625 Robert Street N, St. Paul, MN 55155-2538, firstname.lastname@example.org